Although some people still enjoy doing their shopping in physical stores, more and more people are turning to online shopping because they hate having to deal with crowds of people. Some like to shop online, since they can compare prices and save money, all while settled comfortably at home. Read on to learn how you can have the best possible experience while shopping on the Internet.
A great tip to remember when you’re thinking about online shopping is to make sure the site is legit. You don’t want to be giving your credit card information away to someone who could potentially scam you. Always look at the site to tell if it’s professional and safe to use.
When shopping for a product online, take the time to read reviews. Try finding the same product on different sites to read as many reviews as possible. Reading many reviews will help you get a more general idea of whether or not the product you are interested in meets high standards of quality.
When you are making a purchase online, ensure that you use a credit card to pay for the transaction. Credit card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.
You should think about purchasing a prepaid debit card and loading it when you intend to make purchases. This will help you avoid using debit or credit accounts that have a large balance. If someone gets the prepaid card information, there will be nothing on the card for them to take.
Make sure that you check your credit card bill will a fine tooth comb if you make a lot of purchases online. Many people fail to do this and they end up paying hundreds of dollars a year on charges that they did not authorize. This is easier to do if you use just one card for online purchases.
The best and safest payment method to use when shopping online is a credit card. Should the unfortunate happen and someone gets a hold of your personal information, you are protected by The Fair Credit Billing Act. This means you can fight any unauthorized charges on your card and without payment when an investigation is taking place.
Wait a day before you buy something. It’s really easy to click “confirm order”, but remember that’s real money you’re spending! Before you buy something, take a full 24 hours to see if you still like it tomorrow. This can be a great way to avoid a return and spending too much money.
Always save or print out a copy of any order confirmation you receive when making online purchases. If you do not have a printer, you could always bookmark this page. Should something happen, it will helpful for you to have your order number, product description, your name, and payment information.
Prior to clicking on a “buy” button on any site, thoroughly look over your purchases. Depending on how the page is set up, getting the exact color, size and style you want can be confusing! Be sure you are getting what you want before you pay for it.
Try online shopping before you buy something offline. This is a great idea, because you might be out somewhere and see something you want, when you can spend far less money online. If you check online first, you can save money and a trip, so always try that before going offline.
Don’t ignore the privacy policy. Many people have become so used to clicking “ok” on every pop-up that they don’t even read the messages. However, when shopping online, especially for large purchases, it is important to read the site’s privacy policy. It may seem daunting, but it is important to know how your personal information will be protected.
Do not use a master password for every shopping site. This is a huge mistake which can affect your security. If you need help tracking which passwords belong with which retailer, create a secure document to store them in.
If you’re reluctant to shop with your credit card information, try using prepaid credit cards. These cards can be used anywhere that a regular credit card can be used. You simply have to register the card before you start using it. That way, you don’t have to worry that anything will happen to your bank account or credit card.
Always use your common sense when shopping online. Ask yourself, do the prices seem way too low? Are there numerous spelling and grammar errors on the website? Does the company list a PO box instead of a physical address? These are all clues that you may not be dealing with the most reputable retailer. Use your common sense and don’t get scammed.
You should always protect your private information when online shopping. Make sure you only shop on secure sites. Look for a little padlock on the site to make sure it’s secure. You can usually find this near the address bar near its top right corner.
Whenever possible, shop from your home computer rather than your smartphone. It is easier to get redirected to a scam site on your mobile phone, in part because URL addresses are not as lengthy. In addition, if you shop while you are out and about, you are using a public Wi-Fi connection. This makes it easier for hackers to get access to your credit card information, so you should avoid it if at all possible.
Gone are the days when shopping online was difficult a huge security risk. You are able to see tons of merchandise from home that you can order with just a few clicks. When you know a lot about online shopping, you will be thrilled with how much time and money you’ll save.
